The days passed without a word in a blink of an eye. In the blink of an eye, it was at the beginning of the end of 2015 in 2015. Did everyone make year-end conclusions? Was the plan made in early 2015 completed? See how much the bank card balance is far from buying a house? High housing prices are the focus of the whole society, and it is also a livelihood issue that is closely related to each of us. So what's the trend of 2016 house prices?

In 2015, China experienced an ups and downs in the economic year. Salaries and house prices have always been the two most common concerns of ordinary people. Among them, real estate has experienced the most frequent stimulus and control in recent years. In the new 2016, how will real estate change? How does the rise or fall in house prices have anything to do with the country’s economy and what impact will it have on people’s lives?

Recently, there has been a comparison of people's vocabulary about house prices on the Internet: the price-to-income ratio. This refers to the ratio of housing prices to the annual income of urban households. This indicator can be used to roughly describe the relationship between household income and house prices in a country. The price-to-income ratio indicator is mainly used to measure whether the housing price is at a reasonable level that the residents' income can support, and directly reflects the extent to which the housing price level matches the needs of the residents.

According to 2014 Yiyi Real Estate Research Institute’s List of 35 Large Cities in China's Housing Prices and Income Ratios, Shenzhen, Xiamen, and Beijing have the top three housing price income ratios, and 35 housing prices in large, medium, and small cities. The average ratio is 8.7. Generally speaking, in developed countries, if the ratio of house prices to income exceeds six, it is considered a bubble. The above information shows that there is a relatively tense contradiction between the housing price in China and people’s income. Looking at the price-to-income ratio, a city must achieve a suitable living condition. Then a couple working in the city must use the money saved for at least 6 years to buy a house of about 70 square meters.

In this regard, many people should have a question. Since real estate stocks are so large, why has prices kept high? Such a high price does make a lot of deeper and stronger, so that many “house slaves” trying hard for the house to work hard for the rest of their lives are hard to shake off.

However, from a deeper point of view, many people seem to obscure the concept of inventory and high prices, and now the situation of large stocks is generally only in the third and fourth tier cities, and the higher the level of cities in the city, the higher the price. Many people feel that the current housing prices have gone too far and are unreasonably expensive. So, from another perspective, what happens if house prices fall? Is this just a simple move by Pratt & Whitney? Judging from the declining housing prices in Detroit, the use of national policies to suppress housing prices is not a happy thing.

The house seems to bind every Chinese in the subconscious mind into a body of interest. People who do not have a house are always looking forward to falling house prices. Once people buy a house, they think that the higher the price, the better. There is a saying on the Internet that you have a house worth 1 million, 1.5 million in cash, and you want to buy a 2 million house. Because you cannot afford it, you expect the price to fall. Until you drop to 1.5 million, you have enough money to buy, but you have to know that your original house will slowly decline. Will you still buy a house this time?

In China, there are many people who have houses or no houses? Sometimes the opportunity you wait for may be a risk. The fall in housing prices also means that the entire economic environment has deteriorated, cities have lost the value of investment, and they have not seen the prospects for development. Individuals have also lost many conditions for survival. In that case, where can we talk about housing? Real estate and related industries driven by it are one of the economic pillars of our country. The economic development of our country will also involve the economic income of each individual.

As an individual, it is always impossible to control the economic development direction of the entire society. The expenditure on consumption will ultimately be based on its own income. As for the development of real estate in 2016, we still do not know this, but from the perspective of the country’s economic development in these years, it should not be a case of skyrocketing plunge. The author agrees more with the analysis of some analysts that house prices will enter a state of steady appreciation.

In fact, we must consider another factor that will lead to rising house prices. As the country’s economy gradually enters the advanced stage, the interest rate on mortgages will gradually decrease. In the past year, interest rates were cut five times in a row. The citizens’ monthly payments have already fallen by nearly 10%. Using a loan of 1 million for 20 years, the equal principal and interest method was adopted. The monthly supply decreased from 7251.12 yuan to 6544.44 yuan, a decrease of 706.68 yuan, and the future The loan interest rate will inevitably continue to decline.

In short, the direction of the country is not for the rise or fall of housing prices, but for the steady development of the land economy.

Buy pressure so big Qijia decoration send benefits

On January 4th, 2016, the second edition of the “Warm and Warm Home”, a real-life reality TV program that will be officially titled on this website, will be officially launched on the Beijing Satellite Television’s evening prime time. On the eve of the broadcast, this website will join hands with Beijing Satellite TV on December 29th to hold a press conference for the second season of “Warm New Home”. Site site executives and relevant leaders of Beijing Satellite TV attended the conference as representatives of the cooperation and started the official launch of the program.

“Home is where you are and your heart is safe” has always been the service philosophy upheld by this site. As the leader of Internet home improvement, this website has taken the lead in iteratively launching a new way of internet decoration based on the original 1.0 service—Decoration 2.0, to provide users with peace of mind, professionalism, cost-effective design, construction and materials and other services. Users can directly find the best designer and construction team through this website and skip the intermediate link of the decoration company. Users can also purchase F2C (factory-to-user) models for the most cost-effective home products through this website. This website, which has been deeply cultivating the home improvement industry for 10 years, will do its utmost to provide users with a one-stop home improvement solution that satisfies the needs of users as much as possible.

For registration, please click: Qijia’s exclusive title “Nearly Warm Home” Now Starts Recruiting

Tips: More practical decoration knowledge, real scene with the shoot, please pay attention to the palm of this site (micro signal: mall_jia).

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